Regulatory & Compliance Support
Assistance in accessing: PAN/Aadhaar linking PM Jan Dhan Yojana accounts Government subsidy schemes and DBT services NACH/eMandate processing for repayments
MSME Support Services
Business Advisory: THelp in planning, managing, and scaling micro-enterprises. Market Linkages: Connecting small entrepreneurs to buyers and digital marketplaces. Digital Onboarding of MSMEs: Registration, GST filing, and basic financial compliance.
Financial Literacy Programs
Awareness workshops on: Budgeting and saving Understanding interest rates and loan terms Avoiding debt traps Benefits of formal banking systems
Insurance Products
Life Insurance: Term and micro-insurance plans for life coverage. Health Insurance: Low-premium health insurance in partnership with leading insurers. Loan Protection Insurance: Covers outstanding loans in case of borrower’s death or disability. Crop & Livestock Insurance: For rural borrowers engaged in farming.
Digital Financial Services
Mobile Banking Support: Enabling digital transactions through mobile platforms. UPI & Wallet Integrations: Fast and secure money transfers. Aadhaar-based eKYC Services: Seamless customer onboarding and verification.
Financial Services
Credit Assessment & Counseling: Educating clients on loan eligibility, budgeting, and responsible borrowing. Credit Score Improvement Support: Helping customers build and improve their credit history. Financial Planning Tools: Simple tools and sessions to teach budgeting, saving, and investing.
Savings & Deposit Products
Recurring Deposit Plans: Encouraging regular savings among customers. Fixed Deposits: Secure investment options with attractive returns (as per regulations). Daily/Weekly Savings Collection: Especially for rural and semi-urban clients.
Microfinance Loans
Individual Loans: For small business needs, education, emergency expenses, etc. Group Lending (JLG): Specially for women entrepreneurs with joint liability models. Income-Generating Loans: Loans to start or expand microenterprises.