Microfinance Loans

• Individual Loans: For small business needs, education, emergency expenses, etc.
• Group Lending (JLG): Specially for women entrepreneurs with joint liability models.
• Income-Generating Loans: Loans to start or expand microenterprises.

Savings & Deposit Products

• Recurring Deposit Plans: Encouraging regular savings among customers.
• Fixed Deposits: Secure investment options with attractive returns (as per regulations).
• Daily/Weekly Savings Collection: Especially for rural and semi-urban clients.

Financial Services

• Credit Assessment & Counseling: Educating clients on loan eligibility, budgeting, and responsible borrowing.
• Credit Score Improvement Support: Helping customers build and improve their credit history.
• Financial Planning Tools: Simple tools and sessions to teach budgeting, saving, and investing.

Digital Financial Services

• Mobile Banking Support: Enabling digital transactions through mobile platforms.
• UPI & Wallet Integrations: Fast and secure money transfers.
• Aadhaar-based eKYC Services: Seamless customer onboarding and verification.

Insurance Products

• Life Insurance: Term and micro-insurance plans for life coverage.
• Health Insurance: Low-premium health insurance in partnership with leading insurers.
• Loan Protection Insurance: Covers outstanding loans in case of borrower’s death or disability.
• Crop & Livestock Insurance: For rural borrowers engaged in farming.

Financial Literacy Programs

Awareness workshops on:

• Budgeting and saving
• Understanding interest rates and loan terms
• Avoiding debt traps
• Benefits of formal banking systems